Why a partial commutation is so powerful
There are several key differences between a partial commutation and a full commutation that make...
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Critical documentation for all pension funds
Almost all pension members will occasionally draw more than the minimum pension amount in a given...
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Why partial commutations can improve an SMSF inheritance
We often hear that clients who take more than the minimum required from their pension accounts each...
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Tips & Traps on recognising income for tax purposes (and therefore ECPI)
One side effect of the current ECPI regime is that a fund's tax exemption on investment income...
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Don't forget about grandfathered account-based pensions
Recently Meg Heffron wrote a blog about one of those cases where the retiree undertook a classic...
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Pensioners Stuck in Legacy Products – it’s Time to Set Them Free
Once upon a time, there lived many retirees that rolled over their superannuation savings to...
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My client’s transition to retirement income stream (TRIS) has converted to a retirement phase pension. Why isn’t it reflected in the actuarial %?
TRIS's have been excluded from the actuarial % calculation since 1 July 2017. While they are...
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Why isn’t my actuarial % as high as I thought it would be?
This has become a common question since pensions and exempt current pension income (ECPI) got more...
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SMSF Pension Phase | SMSF Pension Payments
In our article “Why isn't my actuarial % as high as I thought it would be?" we highlighted a number...
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What NOT to do with older account-based pensions
Mr Reiter lost his Commonwealth Seniors Health Card thanks to the mishandling of an account-based...
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Winding up an SMSF before 30 June
So your client has decided to wind up their SMSF? It’s vital for all involved to be aware of the...
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