Transfer Balance Cap calculator
On July 1st 2026 the 'transfer balance cap' will increase from $2m to $2.1m. But just like last time the cap was indexed, not everyone gets the same increase.
Calculate a personal TBC in minutes
The Heffron Transfer Balance Cap calculator allows you to enter your client's transfer balance account transactions and calculate the client's personal transfer balance cap at each indexation date (including July 1st 2026), allowing for their individual entitlement.
It then shows how much of their personal cap your client has left available.
The tool has built in alerts about individual events that can influence a client's cap to ensure you enter the information required.
If incorrect information was added on a calculation you can modify the entry by changing the amount, date or type, prior to recalculating.
Save calculations to share with your team for review, other team members can access and edit later, retrieve saved calculations and download a PDF.
