Although new contribution opportunities up to 75 are exciting for most people, in this case the work test has to be met.

A recontribution strategy is something many people do once they reach an age where they are allowed to access their super. It involves taking money out of your super balance and then putting it back in again (recontributing it).

Retirement might be a long way off, but can a child qualify for a Government co-contribution if they want to kick-start their super?

Personal deductible super contributions by someone less than 18 are not a common occurrence. But there may be circumstances where it’s worth looking at. But is every child eligible?

Most of the time, growing your super balance is quite an individual pursuit. But what can you share with your spouse and when can you do it?

With only 8 sitting days before the Federal Budget is due to be handed down on 29 March 2022 and an election to be called, there are a number of outstanding super measures to be dealt with.

There were several important superannuation measures announced in the May 2021 Federal Budget, mostly relating to contributions. A new Bill handed to Parliament this week will implement them if passed.

Australia’s retirement income system includes significant tax concessions for superannuation. However, the rules are complex and too often I see contribution strategies unravel with additional taxes payable. Here’s my top 7 tips to avoid problems.

It is almost always beneficial to take the refund option – some people will need it to pay the extra tax bill.

New rules allowing individuals to initiate a “bring forward” of future years’ non-concessional contribution caps up until the year they turn 67 (rather than 65) have finally passed. They will apply from 1 July 2020. What quirks should we watch?

The concessional contributions cap increases from $25,000 to $27,500 from 1 July 2021 – a good thing for anyone wanting to add to their super. But there’s another change just passed by Parliament relating to the consequences of exceeding the cap.

The new rules mean you could be making after-tax top ups as well, so it’s vital to get your timing right.