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Superannuation Beneficiary Rules: Who gets your super when you die? | Heffron

Written by Meg Heffron | Apr 28, 2026 6:41:03 AM

When you die your super can only be paid to:

  • your dependants (and this term has a particular meaning when it comes to super – we talk about this more below),
  • your estate (where it will be dealt with under your Will), or
  • some combination.

The only time your super can ever be paid to someone else is if you don’t have any dependants and no estate is formed on your death. This is very rare.