Heffron | Super Thresholds for 2019/20 Financial Year

Super Thresholds for 2019/20 Financial Year

With a new financial year almost upon us, it is time to make ourselves familiar with the various superannuation related thresholds applying for the 2019/20 financial year.

Our 2019/20 Facts & Figures publication will be available shortly, but in the meantime, some of the more commonly used thresholds are detailed below:

Name of Threshold

Total Super Balance at 30 June 2019

Amount for 2019/20 Financial Year

Concessional contributions cap

not applicable


Unused concessional cap carry forward


Amount unused from 2018/19 concessional cap

Non-concessional contributions cap – standard

less than $1.6m


$1.6m or more


Non-concessional contributions cap – bring forward mode

less than $1.4m


(3 year bring forward period)

at least $1.4m but less than $1.5m


(2 year bring forward period)

CGT cap

not applicable


Downsizer contribution cap

not applicable


Low rate cap

not relevant


Transfer balance cap

not relevant


Defined benefit income cap

not relevant


Of course, don’t forget not everyone is eligible to make contributions, use bring forward mode or draw benefits from superannuation  If you think you’d benefit from a refresher on the fundamental rules around superannuation, take a look at our SMSF Fundamentals on-line course https://www.heffron.com.au/heffron/training/smsf-fundamentals


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