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Six Stellar Ways to Purchase Property with Superannuation

When it comes to purchasing property, you will find that self managed super funds (SMSF) are a very handy tool to have in your arsenal. They are tax effective and come with a great deal of asset protection.

Here are six ways you can purchase property with your super:

1. Instalment Warrant

With an instalment warrant the title of the property is owned by a “bare” (or simple) trust whilst at the same time the SMSF obtains a limited recourse loan. Your fund will receive all rental income but you are responsible for all expenses including the repayment of the loan. Only after the loan has been repaid can the trust then transfer the title over to the fund without any capital gains or stamp duty payable.

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